AD
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth
Latest NAV
+0.24% 1Y
Sign In to Add to Portfolio
Benchmark: CRISIL Hybrid 35+65 - Aggressive index
Expense ratio
1.12%
AUM
₹116 Cr
Min SIP
₹500
Min lump sum
₹1,000
1Y
+0.24%
3Y (ann.)
+9.91%
5Y (ann.)
+8.51%
Launched
Mar 2019
Where the NAV sits & how risky it is
₹20.74
52-week range
at 51%
₹20.74
Low 30 Mar 2026₹19.42
High 25 Aug 2026₹22.01
Risk level
Very High
Low
Very high
NAV history
12 Mar 2019
Since inception
05 Oct 2026
Returns by period
1W
-2.32%
1M
-5.23%
3M
-2.07%
6M
+5.59%
1Y
+0.24%
3Y
+9.91%
5Y
+8.51%
3Y and 5Y returns are annualised.
Return calculator
You invest
—
Est. gain
—
Est. value
—
Invested Gain
Invested
Projected value
min SIP ₹500
Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.
Where your money goes
AS OF 31 MAY 2026
Equity 77.93%
Cash & other 22.07%
Sector split
Country split
Top 5 hold 19.5%
Top 10 hold 31.7%
56 equity holdings
Equity holdings
(top 30)
| # | Holding | Sector | Country | Weight | YTD |
|---|---|---|---|---|---|
| 1 | ICICI Bank
INE090A01021 |
Financial Services Banks - Regional |
India |
5.95%
|
-0.64% |
| 2 | HDFC Bank
INE040A01034 |
Financial Services Banks - Regional |
India |
4.20%
|
-20.81% |
| 3 | Infosys
INE009A01021 |
Technology Information Technology Services |
India |
3.37%
|
-27.66% |
| 4 | Reliance Industries
INE002A01018 |
Energy Oil & Gas Refining & Marketing |
India |
3.10%
|
-15.00% |
| 5 | UltraTech Cement
INE481G01011 |
Basic Materials Building Materials |
India |
2.91%
|
-2.70% |
| 6 | Sun Pharmaceutical
INE044A01036 |
Healthcare Drug Manufacturers - Specialty & Generic |
India |
2.68%
|
+5.35% |
| 7 | Hindalco Industries
INE038A01020 |
Basic Materials Aluminum |
India |
2.52%
|
+10.79% |
| 8 | State Bank of India
INE062A01020 |
Financial Services Banks - Regional |
India |
2.47%
|
+5.14% |
| 9 | Axis Bank
INE238A01034 |
Financial Services Banks - Regional |
India |
2.30%
|
+7.79% |
| 10 | Larsen & Toubro
INE018A01030 |
Industrials Engineering & Construction |
India |
2.18%
|
+3.45% |
About this scheme
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.
Fund manager(s): Mohit Sharma, Harshil Suvarnkar
Exit load: No charges for withdrawal
Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
12 Mar 2019
Lump-sum min
₹1,000
SIP
Purchase
Switch
STP
SWP
Similar schemes
RANKED BY 1Y RETURN
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth
1▲ 10.7 pts ahead of this fund
ICICI Prudential Retirement Fund - Pure Equity Plan Direct Growth
2▲ 4.0 pts ahead of this fund
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct Growth
3▲ 3.9 pts ahead of this fund
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct Growth
4▲ 3.9 pts ahead of this fund
ICICI Prudential Retirement Fund - Pure Debt Plan Direct Growth
5▲ 3.6 pts ahead of this fund
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth
6▲ 3.2 pts ahead of this fund