Axis Retirement Fund - Conservative Plan Direct Growth

INF846K01T69 Axis Asset Management Co. LTd Solution Oriented Growth

Latest NAV

₹17.0931

-1.66% 1Y

as of 05 Oct 2026

Expense ratio

1.25%

AUM

₹45 Cr

Min SIP

₹1,000

Min lump sum

₹5,000

-1.66%

3Y (ann.)

+6.75%

5Y (ann.)

+5.69%

Launched

Dec 2019

Where the NAV sits & how risky it is

₹17.09

52-week range at 25%

₹17.09

Low 02 Apr 2026₹16.82

High 02 Jan 2026₹17.93

Risk level High

Low

Very high

NAV history

27 Dec 2019 Since inception 05 Oct 2026

Returns by period

-1.34%

-3.20%

-2.71%

+1.56%

-1.66%

+6.75%

+5.69%

3Y and 5Y returns are annualised.

Return calculator

Monthly investment

Time period yrs

Assumed yearly return

Top up SIP 10% a year

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Invested Gain

Invested Projected value min SIP ₹1,000

Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.

Where your money goes AS OF 15 JUN 2026

Equity 37.33% Cash & other 62.67%

Sector split

Financial Services 11.88%

Healthcare 5.79%

Energy 4.60%

Technology 4.39%

Consumer Defensive 3.32%

Consumer Cyclical 2.55%

Communication Services 2.21%

Industrials 1.55%

Utilities 1.05%

NA 0.00%

Country split

India 37.33%

Top 5 hold 14.1% Top 10 hold 22.9% 31 equity holdings

Equity holdings (top 30)

#	Holding	Sector	Country	Weight	YTD
1	Reliance Industries INE002A01018	Energy Oil & Gas Refining & Marketing	India	4.54%	-17.22%
2	State Bank of India INE062A01020	Financial Services Banks - Regional	India	2.66%	+6.32%
3	Apollo Hospitals INE437A01024	Healthcare Medical Care Facilities	India	2.50%	+23.04%
4	Infosys INE009A01021	Technology Information Technology Services	India	2.23%	-36.52%
5	Bharti Airtel INE397D01024	Communication Services Telecom Services	India	2.21%	-12.04%
6	HDFC Bank INE040A01034	Financial Services Banks - Regional	India	1.96%	-18.19%
7	ICICI Bank INE090A01021	Financial Services Banks - Regional	India	1.86%	+3.33%
8	Indus Infra Trust INE0NHL23019	Financial Services Asset Management	India	1.70%	+13.52%
9	LIC of India INE0J1Y01017	Financial Services Insurance - Life	India	1.64%	+3.22%
10	Larsen & Toubro INE018A01030	Industrials Engineering & Construction	India	1.55%	+2.40%
11	ITC INE154A01025	Consumer Defensive Tobacco	India	1.34%	-24.27%
12	Hero Motocorp INE158A01026	Consumer Cyclical Auto Manufacturers	India	1.32%	-14.68%
13	HCL Technologies INE860A01027	Technology Information Technology Services	India	1.15%	-31.76%
14	Mahindra & Mahindra INE101A01026	Consumer Cyclical Auto Manufacturers	India	1.15%	-17.27%
15	Kotak Bank INE237A01036	Financial Services Banks - Regional	India	1.11%	-10.90%
16	Varun Beverages INE200M01039	Consumer Defensive Beverages - Non-Alcoholic	India	1.08%	+3.11%
17	J B Chemicals and Pharmaceuticals INE572A01036	Healthcare Drug Manufacturers - Specialty & Generic	India	1.08%	+27.65%
18	NTPC INE733E01010	Utilities Utilities - Regulated Electric	India	1.05%	+8.89%
19	Sun Pharmaceutical INE044A01036	Healthcare Drug Manufacturers - Specialty & Generic	India	0.91%	+9.66%
20	Mankind Pharma INE634S01028	Healthcare Drug Manufacturers - Specialty & Generic	India	0.77%	+13.16%
21	Britannia Industries INE216A01030	Consumer Defensive Packaged Foods	India	0.68%	-15.36%
22	Tech Mahindra INE669C01036	Technology Information Technology Services	India	0.66%	-9.83%
23	Cipla INE059A01026	Healthcare Drug Manufacturers - Specialty & Generic	India	0.53%	-2.94%
24	HDFC Life Insurance INE795G01014	Financial Services Insurance - Life	India	0.50%	-21.85%
25	Tata Consultancy Services INE467B01029	Technology Information Technology Services	India	0.35%	-33.89%
26	Sundaram Finance INE660A01013	Financial Services Credit Services	India	0.27%	-13.62%
27	Hindustan Unilever INE030A01027	Consumer Defensive Household & Personal Products	India	0.21%	-6.14%
28	Bajaj Finance INE296A01032	Financial Services Credit Services	India	0.17%	-0.38%
29	ITC Hotels INE379A01028	Consumer Cyclical Resorts & Casinos	India	0.07%	-10.99%
30	Bharat Petroleum INE029A01011	Energy Oil & Gas Refining & Marketing	India	0.06%	-19.05%

About this scheme

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

Fund manager(s): Devang Shah, Hardik Shah, Jayesh Sundar, Krishnaa N

Exit load: No charges for withdrawal

Scheme snapshot

VR Rating

MS Rating

Plan

Growth

Type

DIRECT

Inception

20 Dec 2019

Lump-sum min