FR
Franklin India Retirement Fund Direct Growth
Latest NAV
-1.25% 1Y
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Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Expense ratio
1.53%
AUM
₹484 Cr
Min SIP
₹500
Min lump sum
₹500
1Y
-1.25%
3Y (ann.)
+7.04%
5Y (ann.)
+6.81%
Launched
Jan 2013
Where the NAV sits & how risky it is
₹237.15
52-week range
at 46%
₹237.15
Low 30 Mar 2026₹230.58
High 26 Nov 2025₹244.99
Risk level
Moderately High
Low
Very high
NAV history
02 Jan 2013
Since inception
05 Oct 2026
Returns by period
1W
-1.08%
1M
-2.26%
3M
-1.96%
6M
+2.17%
1Y
-1.25%
3Y
+7.04%
5Y
+6.81%
3Y and 5Y returns are annualised.
Return calculator
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Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.
Where your money goes
AS OF 15 JUN 2026
Equity 33.05%
Cash & other 66.95%
Sector split
Country split
Top 5 hold 10.8%
Top 10 hold 17.6%
43 equity holdings
Equity holdings
(top 30)
| # | Holding | Sector | Country | Weight | YTD |
|---|---|---|---|---|---|
| 1 | HDFC Bank
INE040A01034 |
Financial Services Banks - Regional |
India |
2.84%
|
-19.35% |
| 2 | ICICI Bank
INE090A01021 |
Financial Services Banks - Regional |
India |
2.21%
|
+0.71% |
| 3 | State Bank of India
INE062A01020 |
Financial Services Banks - Regional |
India |
2.07%
|
+7.73% |
| 4 | Axis Bank
INE238A01034 |
Financial Services Banks - Regional |
India |
1.86%
|
+7.10% |
| 5 | Reliance Industries
INE002A01018 |
Energy Oil & Gas Refining & Marketing |
India |
1.86%
|
-15.15% |
| 6 | Larsen & Toubro
INE018A01030 |
Industrials Engineering & Construction |
India |
1.73%
|
+3.82% |
| 7 | Bharti Airtel
INE397D01024 |
Communication Services Telecom Services |
India |
1.49%
|
-8.98% |
| 8 | Infosys
INE009A01021 |
Technology Information Technology Services |
India |
1.30%
|
-32.50% |
| 9 | Mahindra & Mahindra
INE101A01026 |
Consumer Cyclical Auto Manufacturers |
India |
1.21%
|
-17.41% |
| 10 | Eternal
INE758T01015 |
Consumer Cyclical Internet Retail |
India |
1.02%
|
-5.13% |
About this scheme
The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Fund manager(s): Ajay Argal, Chandni Gupta, Anuj Tagra, Rajasa Kakulavarapu
Exit load: Exit load of 3% if redeemed before the age of 58 yrs.
Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
01 Jan 2013
Lump-sum min
₹500
SIP
Purchase
Switch
STP
SWP
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