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KO
Kotak Banking and PSU Debt Fund Direct Growth
INF174K01KH7 Kotak Mahindra Asset Management Company Lt Debt Growth
Latest NAV
₹72.7420
+5.19% 1Y
as of 01 Oct 2026
Sign In to Add to Portfolio Benchmark: CRISIL Banking and PSU Debt A-II Index
Expense ratio
0.40%
AUM
₹4,783 Cr
Min SIP
₹100
Min lump sum
₹100
1Y
+5.19%
3Y (ann.)
+7.25%
5Y (ann.)
+6.39%
Launched
Jan 2013
Where the NAV sits & how risky it is
₹72.74
52-week range at 93%
₹72.74
Low 06 Oct 2025₹69.35
High 14 Aug 2026₹72.98
Risk level Moderate
Low
Very high
NAV history
02 Jan 2013 Since inception 01 Oct 2026
Returns by period
1W
-0.04%
1M
+0.11%
3M
+0.28%
6M
+2.87%
1Y
+5.19%
3Y
+7.25%
5Y
+6.39%

3Y and 5Y returns are annualised.

Return calculator
You invest
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Est. gain
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Est. value
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Invested Gain
Invested Projected value min SIP ₹100

Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.

Where your money goes

Sector allocation is published for schemes that buy shares directly. This is a debt scheme.

About this scheme

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Fund manager(s): Deepak Agrawal, Dharmesh Thakar

Exit load: No charges for withdrawal

Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
01 Jan 2013
Lump-sum min
₹100
SIP Purchase Switch STP SWP