NI
Nippon India Retirement Fund - Income Generation Scheme Direct Growth
Latest NAV
-0.81% 1Y
Sign In to Add to Portfolio
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Expense ratio
0.98%
AUM
₹140 Cr
Min SIP
₹500
Min lump sum
₹500
1Y
-0.81%
3Y (ann.)
+6.14%
5Y (ann.)
+5.84%
Launched
Feb 2015
Where the NAV sits & how risky it is
₹22.88
52-week range
at 44%
₹22.88
Low 02 Apr 2026₹22.16
High 14 Aug 2026₹23.78
Risk level
Moderately High
Low
Very high
NAV history
13 Feb 2015
Since inception
05 Oct 2026
Returns by period
1W
-1.18%
1M
-2.70%
3M
-2.70%
6M
+3.01%
1Y
-0.81%
3Y
+6.14%
5Y
+5.84%
3Y and 5Y returns are annualised.
Return calculator
You invest
—
Est. gain
—
Est. value
—
Invested Gain
Invested
Projected value
min SIP ₹500
Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.
Where your money goes
AS OF 15 JUN 2026
Equity 19.52%
Cash & other 80.48%
Sector split
Country split
Top 5 hold 9.6%
Top 10 hold 14.7%
22 equity holdings
Equity holdings
| # | Holding | Sector | Country | Weight | YTD |
|---|---|---|---|---|---|
| 1 | ICICI Bank
INE090A01021 |
Financial Services Banks - Regional |
India |
2.80%
|
-0.34% |
| 2 | State Bank of India
INE062A01020 |
Financial Services Banks - Regional |
India |
2.15%
|
+7.10% |
| 3 | Reliance Industries
INE002A01018 |
Energy Oil & Gas Refining & Marketing |
India |
1.65%
|
-15.97% |
| 4 | HDFC Bank
INE040A01034 |
Financial Services Banks - Regional |
India |
1.64%
|
-18.66% |
| 5 | Larsen & Toubro
INE018A01030 |
Industrials Engineering & Construction |
India |
1.39%
|
+3.34% |
| 6 | Axis Bank
INE238A01034 |
Financial Services Banks - Regional |
India |
1.25%
|
+9.10% |
| 7 | NTPC
INE733E01010 |
Utilities Utilities - Regulated Electric |
India |
1.16%
|
+9.20% |
| 8 | Samvardhana Motherson International
INE775A01035 |
Consumer Cyclical Auto Parts |
India |
1.00%
|
+20.84% |
| 9 | Mahindra & Mahindra
INE101A01026 |
Consumer Cyclical Auto Manufacturers |
India |
0.88%
|
-17.38% |
| 10 | Cummins
INE298A01020 |
Industrials Specialty Industrial Machinery |
India |
0.81%
|
+25.82% |
About this scheme
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund manager(s): Pranay Sinha, Ritesh Rathod, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru, Amber Singhania
Exit load: No charges for withdrawal
Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
11 Feb 2015
Lump-sum min
₹500
SIP
Purchase
Switch
STP
SWP
Similar schemes
RANKED BY 1Y RETURN
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct Growth
1▲ 11.8 pts ahead of this fund
ICICI Prudential Retirement Fund - Pure Equity Plan Direct Growth
2▲ 5.1 pts ahead of this fund
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct Growth
3▲ 5.0 pts ahead of this fund
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct Growth
4▲ 4.9 pts ahead of this fund
ICICI Prudential Retirement Fund - Pure Debt Plan Direct Growth
5▲ 4.7 pts ahead of this fund
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct Growth
6▲ 4.2 pts ahead of this fund