NI
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth
Latest NAV
-4.58% 1Y
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Benchmark: BSE 500 TRI
Expense ratio
1.28%
AUM
₹3,127 Cr
Min SIP
₹500
Min lump sum
₹500
1Y
-4.58%
3Y (ann.)
+9.33%
5Y (ann.)
+9.87%
Launched
Feb 2015
Where the NAV sits & how risky it is
₹30.96
52-week range
at 45%
₹30.96
Low 31 Mar 2026₹28.85
High 03 Aug 2026₹33.54
Risk level
Very High
Low
Very high
NAV history
13 Feb 2015
Since inception
05 Oct 2026
Returns by period
1W
-2.73%
1M
-5.75%
3M
-4.68%
6M
+4.78%
1Y
-4.58%
3Y
+9.33%
5Y
+9.87%
3Y and 5Y returns are annualised.
Return calculator
You invest
—
Est. gain
—
Est. value
—
Invested Gain
Invested
Projected value
min SIP ₹500
Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.
Where your money goes
AS OF 31 MAY 2026
Equity 98.20%
Cash & other 1.80%
Sector split
Country split
Top 5 hold 28.1%
Top 10 hold 42.9%
81 equity holdings
Equity holdings
(top 30)
| # | Holding | Sector | Country | Weight | YTD |
|---|---|---|---|---|---|
| 1 | HDFC Bank
INE040A01034 |
Financial Services Banks - Regional |
India |
7.85%
|
-24.65% |
| 2 | ICICI Bank
INE090A01021 |
Financial Services Banks - Regional |
India |
7.33%
|
-3.69% |
| 3 | Reliance Industries
INE002A01018 |
Energy Oil & Gas Refining & Marketing |
India |
4.46%
|
-19.46% |
| 4 | Axis Bank
INE238A01034 |
Financial Services Banks - Regional |
India |
4.24%
|
+3.55% |
| 5 | Infosys
INE009A01021 |
Technology Information Technology Services |
India |
4.20%
|
-27.55% |
| 6 | Larsen & Toubro
INE018A01030 |
Industrials Engineering & Construction |
India |
3.56%
|
-3.13% |
| 7 | JSW Energy
INE121E01018 |
Utilities Utilities - Independent Power Producers |
India |
3.53%
|
+16.62% |
| 8 | State Bank of India
INE062A01020 |
Financial Services Banks - Regional |
India |
3.30%
|
+3.91% |
| 9 | Mahindra & Mahindra
INE101A01026 |
Consumer Cyclical Auto Manufacturers |
India |
2.35%
|
-20.40% |
| 10 | Samvardhana Motherson International
INE775A01035 |
Consumer Cyclical Auto Parts |
India |
2.13%
|
+18.86% |
About this scheme
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund manager(s): Pranay Sinha, Ritesh Rathod, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru, Amber Singhania
Exit load: No charges for withdrawal
Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
11 Feb 2015
Lump-sum min
₹500
SIP
Purchase
Switch
STP
SWP
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