Tata Retirement Savings Moderate Direct Growth

INF277K01QN3 Tata Asset Management Ltd Solution Oriented Growth

Latest NAV

₹78.3892

+2.94% 1Y

as of 05 Oct 2026

Expense ratio

0.83%

AUM

₹2,251 Cr

Min SIP

₹150

Min lump sum

₹5,000

+2.94%

3Y (ann.)

+10.86%

5Y (ann.)

+9.61%

Launched

Jan 2013

Where the NAV sits & how risky it is

₹78.39

52-week range at 64%

₹78.39

Low 30 Mar 2026₹68.84

High 26 Aug 2026₹83.79

Risk level Very High

Low

Very high

NAV history

07 Jan 2013 Since inception 05 Oct 2026

Returns by period

-3.34%

-6.24%

-3.69%

+10.80%

+2.94%

+10.86%

+9.61%

3Y and 5Y returns are annualised.

Return calculator

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Invested Projected value min SIP ₹150

Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.

Where your money goes AS OF 31 MAY 2026

Equity 81.96% Cash & other 18.04%

Sector split

Financial Services 25.43%

Industrials 11.84%

Consumer Defensive 11.20%

Consumer Cyclical 9.11%

Energy 6.31%

Basic Materials 5.74%

Technology 5.28%

Healthcare 3.83%

Real Estate 1.33%

Utilities 1.27%

NA 0.61%

Country split

India 81.35%

Top 5 hold 19.2% Top 10 hold 31.7% 56 equity holdings

Equity holdings (top 30)

#	Holding	Sector	Country	Weight	YTD
1	Solar Industries INE343H01029	Basic Materials Specialty Chemicals	India	4.82%	+37.93%
2	ICICI Bank INE090A01021	Financial Services Banks - Regional	India	4.01%	-0.64%
3	BSE INE118H01025	Financial Services Financial Data & Stock Exchanges	India	3.98%	+58.13%
4	Reliance Industries INE002A01018	Energy Oil & Gas Refining & Marketing	India	3.55%	-15.00%
5	Eternal INE758T01015	Consumer Cyclical Internet Retail	India	2.87%	-8.79%
6	MCX INE745G01043	Financial Services Financial Data & Stock Exchanges	India	2.85%	+29.55%
7	Radico Khaitan INE944F01028	Consumer Defensive Beverages - Wineries & Distilleries	India	2.66%	+8.50%
8	Polycab INE455K01017	Industrials Electrical Equipment & Parts	India	2.39%	+25.89%
9	Nippon Life India AMC INE298J01013	Financial Services Asset Management	India	2.35%	+29.87%
10	Kirloskar Pneumatic Company INE811A01020	Industrials Specialty Industrial Machinery	India	2.24%	+55.62%
11	ITC INE154A01025	Consumer Defensive Tobacco	India	2.17%	-24.03%
12	360 One WAM INE466L01038	Financial Services Asset Management	India	2.09%	-4.24%
13	Tata Consumer Products INE192A01025	Consumer Defensive Packaged Foods	India	2.05%	-4.29%
14	Adani Ports & SEZ INE742F01042	Industrials Marine Shipping	India	2.04%	+24.47%
15	Titan INE280A01028	Consumer Cyclical Luxury Goods	India	1.88%	+7.07%
16	Muthoot Finance INE414G01012	Financial Services Credit Services	India	1.84%	-16.13%
17	Karur Vysya Bank INE036D01028	Financial Services Banks - Regional	India	1.82%	+11.64%
18	Rainbow Childrens Medicare INE961O01016	Healthcare Medical Care Facilities	India	1.79%	+7.74%
19	Exide Industries INE302A01020	Consumer Cyclical Auto Parts	India	1.67%	+7.27%
20	Kotak Bank INE237A01036	Financial Services Banks - Regional	India	1.64%	-7.35%
21	Nestle INE239A01024	Consumer Defensive Packaged Foods	India	1.55%	+8.59%
22	Oil India INE274J01014	Energy Oil & Gas Integrated	India	1.51%	+0.54%
23	DOMS Industries INE321T01012	Industrials Business Equipment & Supplies	India	1.49%	-11.52%
24	Bikaji Foods International INE00E101023	Consumer Defensive Packaged Foods	India	1.42%	-10.24%
25	Dixon Technologies INE935N01020	Technology Consumer Electronics	India	1.40%	+1.10%
26	HCL Technologies INE860A01027	Technology Information Technology Services	India	1.34%	-26.38%
27	Godrej Properties INE484J01027	Real Estate Real Estate - Development	India	1.33%	-10.47%
28	Adani Power INE814H01029	Utilities Utilities - Independent Power Producers	India	1.27%	+55.68%
29	Coal India INE522F01014	Energy Thermal Coal	India	1.25%	+14.40%
30	Godrej Industries INE233A01035	Industrials Conglomerates	India	1.24%	+5.86%