UT
UTI Banking and Financial Services Fund Direct Growth
Latest NAV
+0.04% 1Y
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Benchmark: Nifty Financial Services TRI
Expense ratio
1.38%
AUM
₹1,452 Cr
Min SIP
₹500
Min lump sum
₹5,000
1Y
+0.04%
3Y (ann.)
+11.65%
5Y (ann.)
+10.79%
Launched
Jan 2013
Where the NAV sits & how risky it is
₹216.23
52-week range
at 48%
₹216.23
Low 31 Mar 2026₹197.36
High 23 Feb 2026₹236.38
Risk level
Very High
Low
Very high
NAV history
02 Jan 2013
Since inception
05 Oct 2026
Returns by period
1W
-1.21%
1M
-4.53%
3M
-5.34%
6M
+7.45%
1Y
+0.04%
3Y
+11.65%
5Y
+10.79%
3Y and 5Y returns are annualised.
Return calculator
You invest
—
Est. gain
—
Est. value
—
Invested Gain
Invested
Projected value
min SIP ₹500
Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.
Where your money goes
AS OF 31 MAY 2026
Equity 97.84%
Cash & other 2.16%
Sector split
Country split
Top 5 hold 54.7%
Top 10 hold 77.3%
29 equity holdings
Equity holdings
| # | Holding | Sector | Country | Weight | YTD |
|---|---|---|---|---|---|
| 1 | HDFC Bank
INE040A01034 |
Financial Services Banks - Regional |
India |
17.08%
|
-25.51% |
| 2 | ICICI Bank
INE090A01021 |
Financial Services Banks - Regional |
India |
13.08%
|
-5.06% |
| 3 | State Bank of India
INE062A01020 |
Financial Services Banks - Regional |
India |
8.98%
|
+3.85% |
| 4 | Axis Bank
INE238A01034 |
Financial Services Banks - Regional |
India |
7.87%
|
+1.81% |
| 5 | Bajaj Finance
INE296A01032 |
Financial Services Credit Services |
India |
7.69%
|
-10.12% |
| 6 | Kotak Bank
INE237A01036 |
Financial Services Banks - Regional |
India |
7.31%
|
-13.29% |
| 7 | Shriram Finance
INE721A01047 |
Financial Services Credit Services |
India |
5.43%
|
-8.48% |
| 8 | SBI Life Insurance
INE123W01016 |
Financial Services Insurance - Life |
India |
3.78%
|
-12.93% |
| 9 | Bajaj Finserv
INE918I01026 |
Financial Services Financial Conglomerates |
India |
3.27%
|
-17.00% |
| 10 | Ujjivan Small Finance Bank
INE551W01018 |
Financial Services Banks - Regional |
India |
2.79%
|
+1.77% |
About this scheme
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund manager(s): Bhavesh Kanani
Exit load: Exit load of 1%, if redeemed within 30 days.
Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
01 Jan 2013
Lump-sum min
₹5,000
SIP
Purchase
Switch
STP
SWP
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