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UT
UTI Banking & PSU Debt Fund Direct Growth
INF789F015Z6 UTI Asset Management Company Ltd Debt Growth
Latest NAV
₹24.0854
+6.05% 1Y
as of 01 Oct 2026
Sign In to Add to Portfolio Benchmark: Nifty Banking & PSU Debt Index A-II
Expense ratio
0.23%
AUM
₹1,450 Cr
Min SIP
₹500
Min lump sum
₹500
1Y
+6.05%
3Y (ann.)
+7.46%
5Y (ann.)
+7.76%
Launched
Feb 2014
Where the NAV sits & how risky it is
₹24.09
52-week range at 100%
₹24.09
Low 06 Oct 2025₹22.76
High 01 Oct 2026₹24.09
Risk level Moderate
Low
Very high
NAV history
06 Feb 2014 Since inception 01 Oct 2026
Returns by period
1W
+0.11%
1M
+0.50%
3M
+1.54%
6M
+3.60%
1Y
+6.05%
3Y
+7.46%
5Y
+7.76%

3Y and 5Y returns are annualised.

Return calculator
You invest
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Est. gain
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Est. value
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Invested Gain
Invested Projected value min SIP ₹500

Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.

Where your money goes

Sector allocation is published for schemes that buy shares directly. This is a debt scheme.

About this scheme

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund manager(s): Anurag Mittal

Exit load: No charges for withdrawal

Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
03 Feb 2014
Lump-sum min
₹500
SIP Purchase Switch STP SWP