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UT
UTI Credit Risk Fund Direct Growth
INF789F01YB6 UTI Asset Management Company Ltd Debt Growth
Latest NAV
₹20.9004
+6.33% 1Y
as of 05 Oct 2026
Sign In to Add to Portfolio Benchmark: CRISIL Credit Risk Debt B-II Index
Expense ratio
1.04%
AUM
₹249 Cr
Min SIP
₹500
Min lump sum
₹500
1Y
+6.33%
3Y (ann.)
+7.70%
5Y (ann.)
+7.06%
Launched
Jan 2013
Where the NAV sits & how risky it is
₹20.90
52-week range at 99%
₹20.90
Low 06 Oct 2025₹19.68
High 07 Sep 2026₹20.91
Risk level Moderately High
Low
Very high
NAV history
02 Jan 2013 Since inception 05 Oct 2026
Returns by period
1W
-0.01%
1M
+0.15%
3M
+1.13%
6M
+3.52%
1Y
+6.33%
3Y
+7.70%
5Y
+7.06%

3Y and 5Y returns are annualised.

Return calculator
You invest
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Est. gain
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Est. value
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Invested Gain
Invested Projected value min SIP ₹500

Estimate only. It assumes the selected past return repeats every year; 3Y and 5Y figures are taken as annualised. Actual returns vary and are not guaranteed.

Where your money goes

Sector allocation is published for schemes that buy shares directly. This is a debt scheme.

About this scheme

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund manager(s): Anurag Mittal

Exit load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Scheme snapshot
VR Rating
MS Rating
Plan
Growth
Type
DIRECT
Inception
01 Jan 2013
Lump-sum min
₹500
SIP Purchase Switch STP SWP